Mastercard
Top rate
5%
on Education
Annual fee
Free for life
No annual fee
Min. salary
AED 12,000
minimum monthly
Exclusive for Abu Dhabi residents
Exclusive current offer: No Annual Fees. 2 cards with twice the benefits. Get a benefit-packed experience by owning both the Diners Club and Mastercard Platinum Credit Card – all in one package
CashbackMastercardLounge accessNo salary transfer
Fees & Eligibility
Annual Fee
Free for Life
Minimum Salary
AED 12,000/mo
Lounge Access
Included
Card Network
Mastercard
Minimum monthly spend: AED 5,000
Spend at least this amount each month to unlock cashback / miles / points and premium perks (lounge access, fee waiver). Below this threshold, headline benefits don't apply.
How to maximise earnings on this card
Spend up to the cap in each category to earn the full cashback.
| Category | Rate | Monthly cap | Spend to hit cap |
|---|---|---|---|
| Groceries | 5% | Shared (AED 500 overall) | AED 10,000/moif used alone |
| Fuel | 5% | Shared (AED 500 overall) | AED 10,000/moif used alone |
| Utilities | 5% | Shared (AED 500 overall) | AED 10,000/moif used alone |
| Education | 5% | Shared (AED 500 overall) | AED 10,000/moif used alone |
| Electronics | 5% |
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Annual Fee
Free
Apply on Emirates NBD →You'll be redirected to the bank's official site.We may earn a commission — free for you.
At a glance
- BankEmirates NBD
- NetworkMastercard
- Annual feeNo annual fee
- Lounge accessIncluded
- Min. salaryAED 12,000/mo
- Min. spend for perksAED 5,000/mo
- Salary transferNot required
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