Savings Accounts in UAE
Compare 12 savings accounts & 8 fixed deposits — earn up to 5.25% p.a. — updated May 2026
12 results · Savings AccountsBest rate: 5% p.a.
Save Pocket · Variable (daily accrual)
Interest Rate
5% p.a.
Min Balance
None
Min Deposit
None
Monthly Fee
Free
Interest (12mo)
AED 2,500
Total balance
AED 52,500
Highest rate100% digitalInstant setupNo paperworkDaily interest
Active Saver Account · Variable (monthly payout)
Interest Rate
4.5% p.a.
Min Balance
None
Min Deposit
None
Monthly Fee
Free
Interest (12mo)
AED 2,250
Total balance
AED 52,250
vs Best Rate
−AED 250 less
No minimum balanceInstant accessRate tiersBranch + digital
eSavings Account · Variable (monthly payout)
Interest Rate
4.25% p.a.
Min Balance
None
Min Deposit
AED 1,000
Monthly Fee
Free
Interest (12mo)
AED 2,125
Total balance
AED 52,125
vs Best Rate
−AED 375 less
Zero monthly feesOnline openingDebit card availableMashreq Neo app
Savings Goal · Variable (goal-based)
Interest Rate
4.1% p.a.
Min Balance
None
Min Deposit
None
Monthly Fee
Free
Interest (12mo)
AED 2,050
Total balance
AED 52,050
vs Best Rate
−AED 450 less
Goal-based pocketsDigital-onlyUnder 35 focusInstant setup
iSave Account · Variable (daily interest)
Interest Rate
4% p.a.
Min Balance
None
Min Deposit
None
Monthly Fee
Free
Interest (12mo)
AED 2,000
Total balance
AED 52,000
vs Best Rate
−AED 500 less
Daily interest accrualNo feesDigital-firstMulti-currency option
Savings Account · Variable (monthly)
Interest Rate
3.9% p.a.
Min Balance
AED 3,000
Min Deposit
AED 3,000
Monthly Fee
Free
Interest (12mo)
AED 1,950
Total balance
AED 51,950
vs Best Rate
−AED 550 less
Competitive rateBranch networkOnline accessDebit card
Bonus Saver · Variable (bonus rate conditions)
Interest Rate
3.85% p.a.
Min Balance
AED 20,000
Min Deposit
AED 20,000
Monthly Fee
Free
Interest (12mo)
AED 1,925
Total balance
AED 51,925
vs Best Rate
−AED 575 less
Bonus rate on monthly creditUSD savings optionSC Mobile appNo withdrawal penalty
Savings Account · Tiered variable
Interest Rate
3.8% p.a.
Min Balance
AED 25,000
Min Deposit
AED 25,000
Monthly Fee
Free
Interest (12mo)
AED 1,900
Total balance
AED 51,900
vs Best Rate
−AED 600 less
Tiered rate (higher for more)Multi-currency AED + USDPremier bankingGlobal access
Savings Account · Variable
Interest Rate
3.75% p.a.
Min Balance
AED 3,000
Min Deposit
AED 3,000
Monthly Fee
Free
Interest (12mo)
AED 1,875
Total balance
AED 51,875
vs Best Rate
−AED 625 less
Largest UAE bankCheque bookBranch + digitalJoint account option
RAKsaver Account · Variable
Interest Rate
3.6% p.a.
Min Balance
AED 1,000
Min Deposit
AED 1,000
Monthly Fee
Free
Interest (12mo)
AED 1,800
Total balance
AED 51,800
vs Best Rate
−AED 700 less
Low minimumExpat friendlyFree debit cardSharjah & Northern Emirates
Savings Account (Mudaraba) · Estimated profit rate
Profit Rate
3.5% p.a.
Min Balance
None
Min Deposit
None
Monthly Fee
Free
Profit (12mo)
AED 1,750
Total balance
AED 51,750
vs Best Rate
−AED 750 less
Sharia compliantMudaraba structureNo fixed interestMonthly profit
Mudaraba Savings Account · Estimated profit rate
Profit Rate
3.25% p.a.
Min Balance
AED 1,000
Min Deposit
AED 1,000
Monthly Fee
Free
Profit (12mo)
AED 1,625
Total balance
AED 51,625
vs Best Rate
−AED 875 less
Sharia compliantNo fixed rateMonthly profit sharingFull Islamic banking
Disclaimer: Rates are variable and subject to change without notice. Islamic account returns are estimated profit rates, not guaranteed interest. Fixed deposit rates apply at time of account opening. Full disclaimer
Official data sources
Savings account data sourced from official UAE government and institutional websites. Rates are indicative — always verify directly with the institution before applying.