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RAKBANK RAKBANK World Credit Card
Editor's pickrakbank.ae·checked May 2026↗

RAKBANK World Credit Card

RAKBANK

Mastercard

Top rate

10%

on Dining

Annual fee

Free year 1

then AED 950/yr

Min. salary

AED 20,000

minimum monthly

Live like royalty with the king of cashback

With a RAKBANK World Credit Card you will get 10% cashback on your travel purchases, dining experiences and supermarket spends.

CashbackMastercardLounge access

Welcome bonus

Get 750 welcome bonus from the King of Cashback

Value: AED 750 · Min spend AED 7,500 in 60 days· Ends 31 May 2026

Fees & Eligibility

Year 1 Fee

Free

then AED 950/yr

Minimum Salary

AED 20,000/mo

Lounge Access

Included

Card Network

Mastercard

Minimum monthly spend: AED 10,000

Spend at least this amount each month to unlock cashback / miles / points and premium perks (lounge access, fee waiver). Below this threshold, headline benefits don't apply.

How to maximise earnings on this card

Spend up to the cap in each category to earn the full cashback.

CategoryRateMonthly capSpend to hit cap
Dining10%AED 300AED 3,000/mo
Groceries10%AED 300AED 3,000/mo
Travel10%AED 400AED 4,000/mo
All other spend

In addition to the above you will earn 1% cashback on all other retail spends with 3% cashback on all other retail spends made via an e- wallet with a minimum monthly spend of 10,000 AED and a monthly cap of 250 AED.

1%(base)Shared (AED 1,250 overall)AED 125,000/moif used alone

Overall ceiling

Maximum AED 1,250/month in cashback value across all categories combined.

Earnings depend on merchant category code (MCC). Always confirm with the bank's Key Facts Statement before applying.

Advertiser Disclosure:UAEMoneyWise may earn a commission if you apply through our links. This doesn't affect our editorial independence. Always read the bank's Key Facts Statement (KFS) before applying.Full disclaimer →

Year 1

Free

then AED 950/yr

Apply on RAKBANK →

You'll be redirected to the bank's official site.We may earn a commission — free for you.

At a glance

  • BankRAKBANK
  • NetworkMastercard
  • Annual feeFree year 1, then AED 950/yr
  • Lounge accessIncluded
  • Min. salaryAED 20,000/mo
  • Min. spend for perksAED 10,000/mo

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