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Insurance in UAE

Compare health and car insurance from UAE's top providers — find the best coverage at the right price

UAE legal requirements:Health insurance is mandatory for all Dubai (DHA) and Abu Dhabi (DoH) residents — fines apply for employers who don't cover staff. Car TPL insurance is required for all registered vehicles — AED 500 fine for driving uninsured.

Car Insurance

Most compared

Comprehensive & TPL coverage

Compare 12 providers — AXA, RSA, Oman Insurance, Tokio Marine, Salama Takaful and more. Instant premium estimate based on your car value and year.

12 providersFrom 1.65% of car valueTPL from AED 700/yr

Providers include:

AXA / GIG GulfOman InsuranceAl WathbaRSAADNICTokio Marine+ more
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Health Insurance

Required by law

Mandatory for all UAE residents

Compare 12 health plans — DHA (Dubai) and DoH (Abu Dhabi) compliant. Essential to international cover. Age-adjusted premium calculator included.

12 providersFrom AED 2,400/yrDHA & DoH compliant

Providers include:

DamanAXA / GIGBupaOman InsuranceCignaAllianz Care+ more
Compare Health Plans →

UAE Insurance — What You Need to Know

Car Insurance

TPL is legally required. AED 500 fine for driving uninsured. Comprehensive covers your own damage too.

Health Insurance

Mandatory in Dubai (DHA) and Abu Dhabi (DoH). Employers must cover employees. Dependants need separate cover.

Takaful (Islamic)

Sharia-compliant alternative to conventional insurance. Available for both car and health. Profit-sharing model.

No-Claims Discount

Clean car insurance record earns up to 20% no-claims bonus (NCB). Mention it when comparing.

International Health

Expats needing worldwide cover should look at Cigna, Allianz Care, or MSH International plans.

Agency Repair

Agency repair means your car is fixed at the official dealership — not third-party garages. Costs more but preserves warranty.

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Premiums shown are indicative estimates. Final premiums depend on individual circumstances, medical history, and insurer assessment. Full disclaimer

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